Let me put it this way...
I am a "night owl" sort of person with a day job. It is only habits refined by consequences of not making them good that make me get me out of bed, onto the job, with wallet, cellphone, house keys and vehicle keys and money in my trousers pockets.
It could be after lunchtime by the time I get to determine how much money I have on me, at a time when I depend on lack of errors earlier in the day in order to determine how much I should have gained or lost.
How much cash I have in my pockets on the way into my deayjob is a number that I do not determine on "autopilot".
Thankfully, my day job is *very accepting* of people who are not "morning persons". For one thing, they need me on an earlier shift earlier in the week, and on a later shift later in the week that is unpopular with people who are dating or who have spouses that like to go out on Friday and Saturday evenings. I trust them with my money, and they trust me with theirs. And they let me drink for free as many large mugfulls of coffee as I want, mixed with caffeine-enriched fountain soda as I find suitable.
Also thankfully, I usually commute to my day job primarily by bicycle (increases alertness) and secondarily by public transit, where my shortcoming at being a morning person will not cause a crash.
- Don Klipstein ( snipped-for-privacy@misty.com)