>>>
>>> >An HSA is a "use it or lose it" so it has to be used in the year in
>>> >which it is saved. So although the rules may change for future years
>>> >it has not changed for the year in which the money was deposited.
>>>
>>> At one time HSAs were "use it or lose it", but not recently. They're
>>> intended
>>> as a "self insurance" for smaller expenses. It's a good idea to try to
>>> get
>>> back to the pay-for-service model; the only hope of getting control of
>>> medical
>>> costs.- Hide quoted text -
>>>
>>> - Show quoted text -
>>
>>
>>
>>Let?s hear the ideas folks have to rein in the costs of health care.
>
> That's easy. Certainly the Demonicrats had no intentions of doing it.
>
>>Please not the standard, ? free market?, tort reform and less
>>oversight rant. Litigation accounts for only about 2% of the current
>>problem and I?m just not convinced that unbridled capitalism in of it
>>self is going to lower costs. At least not based on my experience.
>
> Litigation may be 2% of the cost, but defensive medicine certainly isn't
> (that
> little). That's a biggie, but simply allowing interstate marketing of
> policies will do a *lot*. Go back to the major medical model and *high*
> deductible policies, which are now illegal, will do even more. Of course
> you
> won't like people taking responsibility for themselves, but you are the
> problem.
>
>>In one of my past lives, I?ve worked in a medical research environment
>>? that experience in itself, was enough to make me believe that costs
>>aren?t headed down in my life time.
>
> Appeal to authority noted.
Without even mentioning the authority!
And you think government provided health care will be less expensive? It's never happened before with anything.