I just got the latest notice of increase on my non Obamacare healthcare policy. It is only 9% this year versus previous increases of18.8%, 21% and 19.4%. I have a good policy, with a $10k deductible, if it wasn't good,I would have already been forced onto Obamamcare. The new premium is $8448 a year for a family of three. Comparing a similar Obamacare policy, the premium is $17,508. However, using an AGI of $63k to calculate the subsidy the generous taxpayers will give me $13,500, leaving me to pay $4,008. Saving me $4,440. The deductible increases from $10k to $12.5k, ($6.25k/6.25k). When it was a $1,500 difference I could ignore it, now it's getting to be a bit more substantial at $4,440.
There are several problematic areas. Will I really get all the $13.5k subsidy promised? How many years will the subsidy continue at this rate? My doctor doesn't support Obamacare, I have to do the paperwork. Will the Ins. Co. still play interference and negotiate prices? I don't like government interference, Obamacare, or being on welfare (the subsidy).
This sucks. Mikek
PS. Anyone here not get the subsidy promised and end up with a tax bill?