Not much. It's cheaper to make them remarkably efficient than it is to provide the heat-sinking and cooling that a less efficient charger would need.
Which need fairly expensive connections tot eh grid to access the power they dispense/
Of course it is, and totally unnecessary in a home charging station - the average vehicle spends 95% of its tie parked, mostly at home. The brief period of rapid charging at a fast charger presumably reflects the limitations of the battery being charged, rather than those of the fast charging station, which will know about the limitations of batteries it charges, even if the owners don't.