OT: tailgaters

This really sucks. Driver not paying attention, hit me while I was slowing down for a sharp turn.

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Thankfully we're all OK. It was a hell of a bang, but the damage actually doesn't seem too terrible for all that. Airbags didn't deploy, but the car didn't want to do much but inch forward afterwards and I could barely creep it off the road. Hopefully that was just the impact sensors cutting battery power to the drive electronics. Maybe it will buff out.

Driver was cited, yes, it was a woman, no, she didn't speak much English.

One more POS brown 1990s minivan off to China, so there's that.

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Reply to
bitrex
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That's just a little fender bender. You *should* be able to just drive it home.

Reply to
krw

I was running on battery at the time...I didn't try engaging the gas generator after the collision. Dash display was giving me various messages like "Propulsion Power Reduced" and "Electric Drive Unavailable" or something. I'm hoping that the impact sensors simply disengaged the HV system.

It felt like a hell of a bang, though this is the first "real" collision I've had in nearly 20 years of driving so I'm not sure exactly what's normal. I'd estimate the speed of impact was around 25-30.

Her old minivan seemed clearly totaled, the hood was pushed up almost as high as the roof.

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Reply to
bitrex

If that damage was enough to do in the vehicle, I'd get rid of it pronto.

Probably closer to 10. Maybe.

Perhaps but only because it was old and next to worthless. They can replace the whole nose on a car, pretty easily.

Reply to
krw

Was she insured? If so, you may luck out and it's just some connections jarred loose; the visible crunch looks to be mainly "cosmetic" damage that these days will run a few grand.

Yeah, it'll be rein"car"nated as POS cellphones and whatnot.

Mark L. Fergerson

Reply to
Alien8752

Yep, she's fully covered. I am too, since it's a lease, but I don't have "new car replacement" insurance or whatever. My deductible is only $300. "Gap" insurance was required.

I don't have rental car insurance, but I'm hoping that the other party's insurance will swing that. We weren't injured, but I'm going to suffer lost wages and "pain in the ass" factor as well. I don't want a lot, but it would be great if I could be compensated a little something for that factor, though that may be a longshot.

She was 100% at fault and cited for speeding/following to close by the police at the scene, so that should work in my favor.

Reply to
bitrex

I was once T-boned in my "90s minivan" (in 1990) by someone who blew through a stop sign. He had no insurance, tried to leave the scene (tried - had no radiator left), was DWAI, and on parole from the state pen. I can pick 'em. $12K damage to a six-month old car.

For about ten years, I'd get a notice from my insurance company that they were still trying to squeeze that stone and that if they got diamond, I'd get my deductible ($500, IIRC) back. Fat chance.

Reply to
krw

ions jarred loose; the visible crunch looks to be mainly "cosmetic" damage that these days will run a few grand.

here it is basically impossible to not have liability insurance you can't get license plates without insurance and the insurance has to cover as long as the cars has plates so they are quite quick to come remove them if it isn't paid

-Lasse

Reply to
Lasse Langwadt Christensen

Oh, I forgot, the plates didn't match the car, either.

It was supposed to be in New York, too. Laws are only for the honest. That's the obvious problem with "gun control" crowd.

Reply to
krw

ections jarred loose; the visible crunch looks to be mainly "cosmetic" dama ge that these days will run a few grand.

ave

  1. > >> >"Gap" insurance was required.

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sure, but cars without plated stands out and will very quickly be removed from the road and it is simple when plates = insured

-Lasse

Reply to
Lasse Langwadt Christensen

What does having plates have to do with having insurance? If you really think everyone has insurance, you're in for a rude introduction to real life. There is a reason states require "uninsured motorist" insurance (maybe not a good reason, but...).

Reply to
krw

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because that is how it works here, you cannot get plates without insurance if you do not pay your insurance they come and remove the plates, as long as the plates are on the car the insurance has to cover

-Lasse

Reply to
Lasse Langwadt Christensen

The insurance company is responsible for sending repo men out to take tags off cars? I'm sure that's popular when the inevitable f'up happens. How do they deal with people moving out of state? In any case, that doesn't solve the problem of switched plates, which was the case.

Reply to
krw

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I believe the insurance follows the plates, so the insurance company would still have to pay and then it is their problem trying to get the money back

-Lasse

Reply to
Lasse Langwadt Christensen

That's the theory behind New York laws. Reality is in a whole different universe than New York, though.

That's nuts. Insurance must cost you a fortune.

Reply to
krw

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if you are 18 and buy a sportscar sure, if you 40 and haven't had any accident not so much

and I've never heard of it happening so I doubt it adds much if anything to the insurance, at least not anymore than you having to buy insurance aga inst someone not having insurance

-Lasse

Reply to
Lasse Langwadt Christensen

So is it impossible to make a set of plates?

Dan

Reply to
dcaster

rg:

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nothing is impossible, you can also try printing your own money

There is only one place making plates and there are never more than three made with the same numbers so you can't get two sets from replacing stolen or lost ones

and since getting plates on a new car involves paying the 180% tax you can imagine the government wouldn't take fake plates lightly

-Lasse

Reply to
Lasse Langwadt Christensen

Your plates may be an exception, but here it would be pretty easy to make Licence plates.

Dan

Reply to
dcaster

rg:

Licence plates.

it would also be pretty easy to print some dollars

-Lasse

Reply to
Lasse Langwadt Christensen

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