OT: Hee! Hee!

So you make the assumption that no one actually pays for Obamacare.

$20K for health insurance + deductible isn't so great when the _pre_tax_ income is $50K.

Reply to
krw
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Yes, that is largely true. They either pay nothing or very little.

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The ones that are punished are middle class self-employed and similar folks. Those who are just a smidgen over the Obamacare cliff get socked at full tilt. The attempt to destroy the middle class is typical behavior for socialists. Which is why I couldn't believe that the Reps didn't at least capsized and even out the Obamacare cliff.

How do you get to $20k?

--
Regards, Joerg 

http://www.analogconsultants.com/
Reply to
Joerg

Hint: You couldn't be more wrong.

But you don't believe anyone pays for it. Obamacare is too expensive to buy but it's even more expensive to actually use. The cliff is less than you think it is.

Reply to
krw

y

is

No, that's just not true. I just asked a buddy who is about in this category. He was quoted $803 a month, with what amounted to a $20k deductible.

If you're right on the poverty line then bitrex picks up most of the tab. Otherwise, not, and you're in for premiums that O/C has doubled and more.

50,000."

The information came from the commissioner of the IRS, the agency that collects the penalty.

Obamacare made free-riding the default setting. Now it's a 'right,' the government enforces it for you (makes other people pay your insurance), and you don't even have to leave your house--you can do it from your couch!

Now that's progress! (It's very convenient.)

Cheers, James Arthur

Reply to
dagmargoodboat

No.

I know exactly what it is because I have gone through the process several times, for several people. Go to the covered CA web site, type in the numbers and then you'll also see. It's almost digital. For example, for a couple in their 60's a bronze plan is between $1300 and $1400 per months. Actual cost if under 400% FPL: $2/mo. Yes, all of TWO bucks. Get above 400% FPL and you pay full cost, subsidy drops to zero.

Care to answer? You math is wrong here.

--
Regards, Joerg 

http://www.analogconsultants.com/
Reply to
Joerg

So why does this work in California? Got to the Covered CA web site which is our kind of Obamacare, key in the ages, then $50k combined MAGI and look at the results.

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The deductibles on bronze plans are high but not $20k. Not even close.

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The graph in here shows it even more dramatically:

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Then there would have to be a lot of stupid people around. $50k and married (filing jointly) gets you very cheap insurance. The problem starts if you earn above 400% of FPL but that is at around $65k. If healthy then the penalty is a lot cheaper. However, you'd be one heart attack, stroke or hit-and-run smash away from personal bankruptcy.

I was never without health insurance all my life and don't plan to be without the rest of it.

Of course people take advantage. Obamacare was one of the biggest work-disincentivizing programs ever. I personally met lots of people that "eased themselves out" of the work force. And for good reason because Obamacare also made their old real health plans very expensive.

--
Regards, Joerg 

http://www.analogconsultants.com/
Reply to
Joerg

And the way he constantly follows himself up is not only bad netiquette - it's also intensely annoying.

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Reply to
Cursitor Doom

It is???

Jones *never* talks about the Jews, you silly boy. Another of your fanciful inventions.

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Reply to
Cursitor Doom

He talks about them plenty, but I will be honest that I really have no idea what his position on them is or isn't.

Alex Jones says he's Jewish:

Alex Jones says he's not Jewish:

So he talks about them, he never talks about them, he is Jewish, he isn't Jewish. It's all very confusing.

Reply to
bitrex

hey

this

a

In CA, where premiums have not risen as far as elsewhere, it quotes me $559.80/month for this friend, lowest cost Bronze, with a $6k deductible.

So, $7k a year for useless insurance.

This person ballparks about $50k gross (a guess), but is paying off a lot of debt too. Not much slack in that budget, not without losing the house.

Initially the Obama Administration was allowing separate deductibles for regular care and hospitalization(?, IIRC), effectively doubling your deductible compared to the advertised price. (They did that so they could claim that Obamacare was keeping premiums down.)

There were some other gotchas, too, accounting for the rest of the 'effective' deductible. I find it boring following tyranny though, so haven't kept track of their latest shenanigans.

b.

e.

/
l

$50,000."

Some find spending time and energy avoiding those events preferable to arranging to overpay someone to half-rescue them after the fact. And others realize that if they get sick, all they have to do is hang in until the next Obamacare jubilee and jump on the freebie wagon.

I'd be a lot more worried about the former--the latter's secondary!

Medical care is too expensive. That's because everyone uses insurance, and therefore, no one competes on price, or has to. No one cares what anything costs. (And Obamacare just carved that into Mt. Rushmore as our new motto.)

in

uch!

As they should, in a socialist regime. That's what Obama asked them to do. He even spent billions of their money begging them to.

If everyone else is going to be getting your money, legally, it makes sense to start trying to take as much of theirs as you possibly can, first.

(Then it collapses. Which is why socialism is a tragedy of the commons.)

Cheers, James Arthur

Reply to
dagmargoodboat

If you find this post annoying please feel free to stop reading it now.

Reply to
bitrex

When I hold that thought, I get a nice, warm comfortable feeling inside. ;->

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Reply to
Cursitor Doom

Incidentally a not-fully-decked-out-but-perfectly-nice new Camaro isn't absurdly expensive. A V6 manual coupe with a couple do-dads is IIRC under 30. They'll certainly let you spend 70 if you want to though.

Reply to
bitrex

Shrug. I'll be retired and living in SE Asia or South America well before I'm even 50.

Have fun in the West with that "White Aryan Woman must not perish from the Earth" routine.

Reply to
bitrex

Golly, I wish my cable bill was only $80, ahh, maybe it is, I have phone internet and cable, $139. Getting very serious about cutting the cord. Recently bought a Firestick, it works very well. I have added a couple of great apps, Terrarium TV and Modbro, I'm on my daughters Netflix account, so I have way more than I can watch. I started binge watching 'Curb Your Enthusiasm'. Larry David gets himself into some odd problems. Mikek

Reply to
amdx

What do you have against green sandpaper?

I generally like Texans. They tend to be real.

Given a choice between similar TI and ADI parts, we use the TI.

--

John Larkin   Highland Technology, Inc   trk 

jlarkin att highlandtechnology dott com 
http://www.highlandtechnology.com
Reply to
John Larkin

Just ditch it all and get an Internet-only cable plan, inexpensive-but-not-too-cheap Android cell phone like one of the ~$150 Android smartphones plus $25/month unlimited talk plan from one of the smaller carriers like Boost or Ting, and maybe keep local landline service for like 10 bux a month.

You'll be saving probably $60/mo and guaranteed you won't miss what you lost within a month or two.

Reply to
bitrex

Yes, I had a family of 4 policy with a $10k deductible for $4300 in 2012, the year Obamacare regulations started. I had 18%, 19% and 24% and othe increases, now I pay $11,232. I was concerned Obamacare wouldn't last, so I stayed with my old grandfathered policy. Probably cost me $30k to $35k as I would have been getting a huge subsidy all those years. Mikek

Reply to
amdx

Some would think, "Getting very serious about cutting the cord" means just having internet service. The point is with firestick/Amazon video, Netflix, Terrarium TV and Modbro, streaming video is basiclly free while on my daughters Netflix account, I have more video selection than I do with cable but no cost. I don't like our landline, even on the do not call list, most of the calls are spam. Mikek

Reply to
amdx

I've got a much better idea.

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Reply to
Cursitor Doom

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