You're right in principle, but it's difficult to think of /any/ situation in which 14 volts could pump enough current through a human body to kill its owner. You'd need a net resistance (across the heart) of 140 ohms. Not likely.
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A direct current path through the heart (e.g. attached electrodes) will cause fibrillation at as little as 10uA. A somewhat less detailed description is found in Wikipedia:
Ventricular fibrillation A domestic power supply voltage (110 or 230 V), 50 or 60 Hz AC current through the chest for a fraction of a second may induce ventricular fibrillation at currents as low as 60 mA. With DC, 300 to 500 mA is required. If the current has a direct pathway to the heart (e.g., via a cardiac catheter or other kind of electrode), a much lower current of less than 1 mA (AC or DC) can cause fibrillation. If not immediately treated by defibrillation, fibrillations are usually lethal because all the heart muscle cells move independently instead of in the coordinated pulses needed to pump blood to maintain circulation. Above 200 mA, muscle contractions are so strong that the heart muscles cannot move at all.