Wow, I haven't done a crowbar in decades. It used to be popular. In theory, a crowbar SCR needs a fancy gate driver chip, not just a zener into the gate.
I'm assuming that a hunky (600 watt) TVS will fail hard shorted, enough to take out a resistor in the 48V switcher input. If I use a crowbar and a fuse, it will have to come home as an RMA anyhow, if the fuse blows.
(I should test some 1 ohm 0805 resistors for their behavior as fuses. I can use my exploder rig. May as well blow up some TVSs too... see how much energy it takes to open them up.)
We've had bad experiences with surface-mount fuses, so if we crowbar we'd go with an MDL 5mm or 3AG in a socket on the board.
The switcher failure would be a low probability event, so protecting against over-voltage on the 12 volt rail is purely optional. If a box fails, it will come back for repair and the control board (where the
48-12 switcher lives) will need to be repaired. The TVS would just limit damage downstream, especially on the other 6 boards that get the shared +12.We don't usually over-voltage protect the smaller switchers, like the
3.3 and 1 volt supplies. We do check their output voltages.