The credit card I use is the Lockheed credit union card. They changed their name a long time back to " Star One Credit Union. " Anyway I looked at their web page and found..................
The only credit card you'll ever need. You're eligible with your excellent credit and minimum $5,000 credit limit.
No annual fee, no balance-transfer fees, and no foreign-transaction fees.
Earn 1.25 Rewards Points on every dollar spent.
Which might explain why I do not get charged fees.
Dan