a number of the mobo cap failures on my on PC equipment I've seen were definitely due to heat. machine runs constantly, air intake starts getting dust clogged, temperature goes up, cap temperature goes up, regulation gets worse, the buck switches start dissipating more heat into the caps that are right next to them, etc.
On cheap mobos it's a toss up as to whether a capacitor pops or a buck MOSFET pops first. thermal epoxying some little copper heat sinks to the buck transistors and some aluminum fins on the cap bank helps a lot. The more costly motherboards do this from the factory