Sorry, can't agree, in the U.S. we have lots of new millionares, they started a small business, worked hard, lived below their means, saved their money, raised their kids. And live happily sipping their wine in Arizona and elsewhere. There is opportunity if you want to use it. I have relatives that came here with little english languge skill, discrimination problems, they started a very small business, expanded it, expanded it again. Finally sold the business and property, to retire? No they still work hard everyday but they don't need to.. Oh, and they raised four kids and put them all through college.
Seems like you have realized the game, so why not go out and play hard!
When your working at McDonalds it gives you motive to prepare yourself for a better paying job. How many people don't move on from their entry level jobs? I am quite the optimist and yes I'm a turned bit pessimistic over the latest economic downturn, but I have not fallen over the cliff! Rah! Rah! Rah! Mike
PS. It is the democrats fault, if your saving plan (or lack of), or income doesn't support you buying a home, the government should not try to facilitate you buying a home.