IVR for bill pay.
"Your confirmation number is eff six bee pee ess three oh four"
Um, was that 'eff' or 'ess'? 'bee' or 'gee'? Maybe I should have that replayed (though that won't change the clarity of the synthetic voice).
And, why do you need *8* characters? And, alphanumerics thus dramatically increasing the range of possible values? You know my account number, the date the payment was made, the amount of the payment, etc. Shouldn't you need just a few digits to validate my claim that I actually *paid* it, if I dispute that?
Why can some firms adequately address this with a 4 *digit* code (having the same "security" as the 4 digit PINs we rely on so readily)?
Or, "your verification code is 'armadillo' -- not to be confused with 'octopus', 'kangaroo', 'banana', 'hockey', 'tom', 'seven', etc."
Some of our municipal accounts rattle off a 12 digit confirmation code in a second or two. "Huh? Could you repeat that? And, again? Just once more, please?" There aren't that many people in the
*country* to justify such a long code!
Ditto places like Amazon: every item number begins with B. So, why is it present? And, thereafter, why B vs. 8, 0 vs O, etc.? Surely you can restrict your item number generator to creating unambiguous identifiers? My passPHRASES are likely orders of magnitude more unique and far less tedious to recall or record.
Gotta wonder what criteria these folks are using for these "solutions"!