I think you should be able to arrange it so that when the tab is "snapped off" the break point is within the general outline of the board. Not tried this though.
There is a machine tool you are supposed to use for separating the board. It's two touching rotating circular blades, you run the board through so the disks rest in the groove and splits them. The idea is to avoid bending the populated boards.
I have done it "manually" in the past, had trouble with e.g. 1806 size chip ferrites breaking.
The v-groove is great for tiny boards although not as smooth as a fully routed outline (which is impractical for small boards AFAIK).
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