As usual, you are wrong.
You put a breaker at the source (service panel) to protect the line running to the pump. You are required to have a disconnect AT the pump. Another breaker in a sub panel for the pump/well house is the easiest way to accomplish that.
As I said previously, and using a 30 amp service to the pump as an example.
- 30 amp dual breaker for a 10-3 run to the pump.
- A four slot sub panel (rated at 30 amps minimum) at the pump.
- A 30 amp dual breaker for the pump.
- An additional 20 amp single for any outlets.
- And a 15-20 Amp breaker for any lighting circuit.
If the pump motor is electrically connected to the well casing, do NOT ground it through the ground from the service panel. Use the service panel for the grounds on the outlet and lighting circuits only.
It's NOT that complicated people. Try not to make it complicated or unsafe.