How reliable such devices are in real life? The most extreme, yet typical use case: a constantly opened N MOSFET (i.e. it should be closed only during exceptional scenarios), which implies constantly energized LED inside the coupler. For many^2 years.
Is it an obvious no-go? One alternative is a transformer-coupled full wave rectifier driven by an oscillator I already have. Seems to be bulletproof, as there is not much to go wrong. The required isolation voltage is