The summary of the "insurance company" the driver who rear-ended me in my recent accident had:
"A Massachusetts government program to provide affordable auto insurance rates to drivers considered to be very high-risk."
aka
"You've wrecked so many cars, no commercial insurance company would touch you for any price. But if Liberty Mutual wants to do business here, they'll have to get binned with 10% of you."
DAMN YOU MASSACHUSETTS, PEOPLE'S REPUBLIC OF!
But I'm a leftist at heart. I'd gladly pay in to a public fund to pay for free bicycles for poor drivers. We'd even throw in a helmet. Or maybe bus tickets.
Naturally, whatever poor company got forced to take on this idiot is dragging its heels quite a bit on paying out. My attorney and I will be drafting up our demand letter early next week.
The Volt was declared a total loss, I'm afraid. Once the body shop had it up on the lift, they discovered that while the rear-end damage didn't look too bad from the outside, all the impact energy was focused on the right wheel well and just rammed it forward. Under the rear seats there was bad frame buckling in several places.
RIP Siren Red Tintcoat 2015 Volt "Voltasia", 2015-2016. A good ship, gone long before her time. You will be missed.