Okay, old news (and I'm an old hand), but it still nearly bit me. I thought X5R / X7R dielectrics were fairly free of voltage-coefficient problems, but one of Spehro's recent posts gave me pause.
Good thing I checked--look at this:
A 35 volt-rated cap, down 80% at 12VDC!
I intentionally chose a much-higher-than-needed voltage rating (35V-rated cap for 12V service) to *minimize* dC/dV problems. Sheesh.
The other dodge is using a physically larger unit, since larger volume indicates lower-k material.
Caveat emptor.
Grumble, grumble, grumble...
Cheers! James Arthur